Afford Your AC
Financing & Programs in Florida
Cool comfort is just an easy payment away with our flexible financing options and money-saving rebates. Say goodbye to big upfront costs and hello to affordable monthly installments.
How we can help
Funding Options
We help South Florida homeowners understand and access the right funding pathway for their HVAC needs. Every option has different requirements and eligibility — we’ll walk you through what may work for your situation.
Traditional financing
Monthly payment options through our lending partners. Terms depend on credit and lender requirements.
PACE financing
Repay energy-efficient upgrades through your property tax bill. Not a rebate or grant — a financing option.
Rebates & incentives
Manufacturer, utility, and government rebate programs may be available depending on your equipment and location.
Advance Cool Air has partnered with Synchrony to provide flexible financing options for your HVAC needs.
Synchrony is a leading consumer financial services company that offers a wide range of credit products to help you manage your home improvement purchases. With Synchrony financing, you can enjoy benefits such as:
- No annual fees on Synchrony HOME™ Credit Card
- Promotional financing options
- Online account management
- Wide acceptance at thousands of locations nationwide
Whether you need a new air conditioning system, heating unit, or other HVAC services, Synchrony’s financing solutions can help make your purchase more affordable. Their quick and easy application process means you can get the comfort you need in your home without delay.
Advance Cool Air has teamed up with Home Run Financing to offer you innovative financing solutions for your HVAC needs.
Home Run Financing provides homeowners with a unique approach to funding home improvements, including HVAC installations and upgrades. Their financing options are designed to make your project more accessible and affordable. Key features include:
- PACE (Property Assessed Clean Energy) financing options
- Unsecured loan products
- Financing for energy-efficient upgrades
- Potential tax benefits (consult your tax advisor)
With Home Run Financing, you can finance your new air conditioning system, heating unit, or energy-efficient HVAC upgrade with terms that fit your budget. Their application process is straightforward, and funding can be quick, allowing you to start your project sooner.
Advance Cool Air has partnered with GreenSky to ensure advantageous choices for your air conditioning installation and HVAC needs.
GreenSky is a leading financial technology company that provides innovative payment solutions for home improvement projects. Their program offers a range of benefits to homeowners looking to finance their HVAC upgrades:
- Fixed interest rates on installment loans
- Credit decisions in seconds
- No prepayment penalties
- Flexible payment options
With GreenSky financing, you can get the comfort you need in your home without delay. Their user-friendly mobile app allows you to manage your account easily, making the financing process as smooth as possible.
Advance Cool Air has teamed up with Wisetack to provide you with modern, flexible financing options for your HVAC needs.
Wisetack is a cutting-edge fintech company specializing in providing consumer-friendly home service payment plans. Their innovative approach to financing offers several advantages:
- No hidden fees or prepayment penalties
- Transparent, fixed monthly payments
- Loan terms from 3 to 60 months
- Simple online application process
With Wisetack financing, you can easily fund your new air conditioning system, heating unit, or HVAC repairs without the stress of a large upfront payment. Their user-friendly platform allows you to review your options and choose a payment plan that fits your budget.
Advance Cool Air has partnered with EasyPay to offer you simple and convenient financing solutions for your HVAC needs.
EasyPay is a customer-focused financing company that specializes in making home improvements more accessible through straightforward payment plans. Their financing options come with several benefits:
- No down payment required
- Flexible payment terms
- Fixed interest rates
- No prepayment penalties
With EasyPay financing, you can get your new air conditioning system, heating unit, or necessary HVAC repairs without straining your budget. Their user-friendly platform allows you to easily manage your account and payments online.
How It Works
No confusing paperwork. No runaround. Just a simple process from first call to cool air.
1. Free consultation
Tell us about your home, budget, and goals and we’ll point you in the right direction.
2. Review options
We walk you through available financing, PACE, and rebate options so you can choose what works best for you.
3. Apply & approve
We guide you through the application and paperwork so there are no surprises along the way.
4. Stay cool
Once funding is arranged, we schedule your installation and get your home comfortable fast.
Important Facts about Financing
Financing is subject to credit approval — not everyone qualifies
PACE is financing repaid through property taxes — it is not a rebate or grant
Rebates depend on program rules, equipment, and availability — none are guaranteed
We help identify options and assist with paperwork, but rebate approval is determined by the program provider
Let's Talk Rebates
Save more on your upgrade
Rebates & incentives
Depending on the equipment you choose and your location in South Florida, you may qualify for manufacturer rebates, utility incentives, or government energy-efficiency programs. Ask us during your consultation and we’ll help identify what’s available for your situation.
Manufacturer rebates
Brands like Carrier, Trane, and Rheem offer seasonal rebates on qualifying new systems.
Utility incentives
FPL and other local utilities may offer rebates for energy-efficient AC upgrades that meet SEER2 requirements.
Federal tax credits
The Inflation Reduction Act may allow a tax credit of up to 30% on qualifying energy-efficient HVAC equipment. Consult your tax advisor.
* Rebates and incentives depend on program rules, eligibility, equipment, installation requirements, and availability. No rebate is guaranteed. We help identify options and assist with paperwork — actual rebate approval is determined by the program provider.
Save more on your upgrade
What Is PACE Financing
PACE is a financing option — not a rebate or grant — that lets eligible Florida homeowners pay for energy-efficient home upgrades through a voluntary assessment added to their property tax bill. It can be a good fit if you want to avoid a credit check or prefer longer repayment terms. However, because it’s tied to your property, it’s important to review all terms carefully before signing.
Repaid through property taxes
Payments are added as an assessment to your annual property tax bill, not a monthly loan payment.
No credit check required
PACE approval is generally based on property equity, not your credit score.
Stays with the property
If you sell your home before it’s paid off, the remaining balance may transfer to the new owner.
* PACE is a financing option, not a rebate or grant. Repayment is through a voluntary assessment on your property tax bill. Program availability and terms vary. Consult your lender and review all disclosures before signing.
Our Specials
Tune Up
$69
Reg. $150
- 21-Point System Check
- Airflow Measurement
- FIlter Replacement Included
Duct Cleaning
$99
Reg. $180
- Includes Up To 4 Vents
- Professional Cleaning
- Quick & Efficient
New AC Install
$500 OFF
You Read It Right!
- Highly Reliable
- Financing Available
- Professional HVAC Team
With Repair Service
$0 SERVICE CALL
Reg. $120
- Specialized Tech Expertise
- Expert System Analysis
- Transparent Pricing Upfront
You Deserve To Be Comfortable
You deserve a comfortable home or business, and our team at Advance Cool Air is here to make that a reality. Give us a call at +1 (305) 331-7569 to experience our top-notch HVAC services, and if you don’t hear back from us within 30 minutes, you’ll receive a 10% discount on your service call.
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Serving
- Miami-Dade County
- Broward County
- Palm Beach county
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Call us here: +1 (305) 331-7569